How To Appeal Denied Claims

Your request for a review of a denied claim should be made in writing and sent, within 60 days of the receipt of the denial, to:

The Steamfitters’ Industry Welfare Fund
5 Penn Plaza
New York, New York 10001-1887

You may examine plan records relating to your claim or submit comments on your claim in person or through a representative.

The Administrator will present your request for review to the appropriate provider of services, and/or the Trustees.

The provider or the Trustees will respond to your appeal within 60 days, unless special circumstances make it necessary for them to take an additional 60 days to review your request. You will be notified of the need for an additional 60 days before the end of the initial 60 day period.

If you feel that legal action concerning the Welfare Fund is necessary, legal process may be served upon the Administrator, or upon one or more of the Trustees at the addresses shown in the front of this booklet.